Nationally, there were 767,000 foreclsoures completed in 2012.  Since 2008 there have been 4.1 milion foreclosures completed.  You are not alone.

http://nationalmortgageprofessional.com/news34109/over-700-000-foreclosures-reported-corelogic-2012

There are many attorney and non-attorney swindlers out there who will advertise that they can save your home or that they can eliminate your mortgage.  These promises are mostly false.

http://www.mersinc.org/media-room/press-release/282-attorney-fined-75-000-for-absurd-mers-lawsuits

http://www.khernandezlegal.com/mers-lawsuits-failing.php

There are many legal rights you have in trying to save your home.  Unfortunately, you will likely need a skilled attorney to help you.  The most common advice and support that we can offer a home owner facing forclosure is, "You have rights and defending them may give you enough additional time to supplement your income or reach a negotiated modification."  This is not a trivial accomplishment.  Many homeowners we have assisted have remained in their homes and are on their way back to financial stability.  We can help you and we will make sure you can afford it.

From 2008 thru the end of 2012, we have represented 62 families facing various stages of foreclosure.   In many more cases , we have helped families avoid a foreclosure action ever being filed.  Call us before you get served.